Insuring your home and its contents can be complicated. It needn't be. At Catteralls we can make it simple. We have flexible policies to suit your every need, allowing you to choose the level of cover you need. High levels of standard cover are provided which can be extended to include Personal Possessions which you may take out of your home. Under this extension your personal possessions will be covered against accidental loss or damage anywhere in Great Britain, Channel Islands, Isle of Man Plus anywhere in the world for up to 60 days.
Standard Cover includes: (subject to certain conditions) * Fire, Explosion, Lightning or Earthquake * Storm, Flood, Collision by vehicles, animals and falling trees * Theft or attempted theft * Malicious Damage * Riot * Subsidence, Heave or Landslip * Escape of Water or Oil Your Buildings cover will also generally include: * Owners Liability up to £2,000,000 any on occurrence * Accidental Damage to underground pipes * Accidental Damage to Fixed Glass and Sanitary Fittings * Alternative accommodation up to 20% of the Buildings Sum Insured Your Contents cover will also generally include: * Frozen foods * Money, including credit cards * Property in the open * Temporarily removed contents up to 15% of the Sum Insured * Insured Personal Liability up to £2,000,000 * Employers Liability for Domestic Staff up to £10,000,000 * Tenants Liability up to 15% of the contents Sum Insured * Accidental Damage to TV's, computers, video and audio equipment * Key Replacement costs Discounts Available for: * Buildings and Contents insured together * Mature Policyholders * Security, Alarms, Locks * Smoke Alarms * Neighbourhood Watch * No Claims Discount * Voluntary Excesses