Caterall Insurances

SUMMARY OF COVER
DESCRIPTION	SILVER	GOLD	EXCESS
1. Cancellation and Curtailment	£1,500	£5,000	£40 (£20lod)
2. Medical Expenses	£2,000,000	£5,000,000	£50
3. Hospital Benefits (per day)	£300 (£10)	£1,000 (£25)	NIL
4. Personal Accident	£10,000	£25,000	NIL
5. Travel Delay (a,b,c as defined)	£20/£10/£100	£30/£15/£150	NIL
Abandonment	£1500	£5000	£40
6. Missed Departure	£1,000	£1500	NIL
7. Baggage: Overall	£1500	£2500	£40
Max, per item or nat	£200	£300
Valuables	£200	£400
Emergency Purchases	£100	£200
8. Money	£500	£500	£40
Cash Limit	£150	£250
9. Passport Indemnity	£250	£350
10. Personal Liability	£2,000,000	£2,000,000	£100
11. Legal Expenses	£10,000	£25,000	£100
12. Business Personnel Replacement	not covered	£2,500	£40

Cover under the following sections only applies if you have paid the appropriate Winter Sports premium
13. Winter sports equipment - overall	£400	£800	£40
Max per item, pair, set Owned/borrowed	£300	£600
Max per item, pair, Not hired	£150	£250
14. Ski Pack	£200	£400	£40
15. Piste closure (per day)	£100(£10)	£200(£20)	NIL
Maximum age at date of travel - 74 for both Silver and Gold Covers Maximum trip duration - 94 days for both Silver and Gold Covers

AREA CODES - TERRITORIAL LIMITS

RATES (per person)

SILVER COVER Area 1 UK/Eire Area 2 Europe Area 3 W/W exc. N.A. Area 4 W/W inc N.A. Children
up to the
age of 17
FREE

Up to 3 days 6.85 10.36 27.58 28.42
Up to 5 days 7.60 13.16 32.20 32.76
Up to 9 days 8.30 16.17 33.95 36.96

Up to 17 days 9.20 19.04 33.80 42.00

Up to 23 days 9.66 23.10 42.21 48.79

Up to 31 days 10.50 25.48 47.39 52.22

Add it weeks 2.94 5.95 11.06 13.58

Excess waiver 7.98 7.98 7.98 7.98

GOLD COVER Area 1 UK/Eire Area 2 Europe Area 3 W/W exc. N.A. Area 4 W/W inc N.A.

Up to 3 days 8.26 12.40 33.11 33.95
Up to 5 days 9.24 15.89 38.64 39.55
Up to 9 days 10.01 19.39 40.74 44.59

Up to 17 days 11.06 22.54 45.36 50.33

Up to 23 days 11.62 26.25 50.61 58.59

Up to 31 days 12.67 30.80 56.53 62.65

Add it weeks 3.57 8.54 13.23 16.31

Excess waiver 7.98 7.98 7.98 7.98

Area 1
The United Kingdom, The Channel Islands, The Isle of Man and Ireland
Area 2
The continent of Europe, west of the Urals, any country with a Mediterranean coastline, the Canary Islands, Madiera and Iceland
Area 3
Anywhere in the World except for the USA and Canada
Area 4
Anywhere in the World including the USA and Canada

Children up to the age of 17 on the date of departure travel
FREE
if accompanied by a parent on the proposal

IMPORTANT
The rates are for holidays commencing and finishing in the UK only, and assume that all travellers are fit and healthy, as all pre-existing medical conditions will be excluded from cover.
We will also be able to offer quotations on an individual basis for motoring holiday breakdown cover in Europe, annual multi-trip holiday travel and business travel.
Please contact us by e-mail or contact us by telephone for quotation requirements and then cover.
Wintersports Cover is available at double the standard premium. This provides additional cover winter sports holidays covering piste closure, ski equipment, etc. There is an upper age limit for Wintersports of 70 years of age at the date of travel.
Other than for Wintersports there is an upper age limit of 74. For Area 2, the standard premium is doubled for travellers aged 65 years and over at the date of departure, if travelling for more than 31 days. For Areas 3 and 4 the standard premium is doubled for all travellers of 65 years and over at the date of departure for any period.
Baggage, a discount of 10% is allowable if baggage cover is excluded from the policy.
If you wish to apply for cover contact us by telephone on 0800 458 5166 with your debit/credit card details. Alternatively complete and return the application with your remittance.